Happy Monday from New York!

I’ll be on the road all week — including my first (of hopefully many) trips to Europe this year — so keep an eye on your inbox and Instagram feed for some fun updates.

In the meantime, here's what you need to know to start your week: a few bonuses worth chasing, a few things to avoid, and much more.

Advertiser and Editorial Disclosure

Premium credit cards are all the rage, but there’s one you might not have in your wallet that’s absolutely worth considering.

It’s the Capital One Venture X Rewards Credit Card, and it practically pays for itself.

For the $395 annual fee, you get:

For these benefits alone, the card earns itself a spot in my wallet.

And that's before you factor in things like 2x miles on every purchase and a strong suite of travel and shopping protections. It’s worth a serious look if you don’t already have one, even if you don’t plan to spend much on it.

JetBlue’s X account recently told someone to “try clearing your cache and cookies, or booking with an incognito window.”

That made it sound like JetBlue uses your browsing history to set prices.

Cue the outrage.

The reply caught the attention of the media, politicians, and anyone else looking for one more example to fit the "airlines are evil" narrative.

Here's the thing: as plausible as it sounds, I'd bet my 350,000 JetBlue points that this isn't how airline pricing actually works.

No, Tuesdays at 2 a.m. in a private browsing window is not the magic time to buy airfare.

Buy your flight when you feel comfortable with the fare. Then monitor it — or use a service like Autopilot to do it for you — and grab a credit if the price drops.

On the first of every month, Bilt runs a limited-time rent day promo that’s always worth a look.

On May 1, the offer will be up to a 100% Avios transfer bonus. Here’s how it breaks down:

You can also redeem $150 in Bilt Cash to upgrade your transfer bonus by one elite tier, and Platinum members can push their bonus all the way to 100%.

Just note that transfers are capped at 100,000 Bilt points during this one-day promo.

If you have a good use in mind, this would be a great time to transfer Bilt points to Avios.

One of the best Chase Ultimate Rewards redemptions just got hit with a double whammy.

World of Hyatt — a 1:1 Chase transfer partner — will introduce a new, more expensive award chart with five pricing tiers starting on May 20.

That's also the day 136 hotels will change categories, with 112 of them getting more expensive.

Some of my favorite redemptions — including The Beekman and Hyatt Regency London – The Churchill — are going up in price.

Here’s the full list of hotels changing categories. Those of you sitting on free night certificates should pay especially close attention to properties moving out of Category 4 and Category 7.

Everyone else: go ahead and lock in your Hyatt bookings for the rest of the year now, while pricing is still relatively predictable.

I said high fuel costs would eventually lead to award chart devaluations.

Unfortunately, I was right.

Air Canada's Aeroplan program just announced a slew of award pricing changes effective June 1. Most awards are going up, though a select few are getting cheaper.

A couple of examples:

If you've got a specific redemption in mind, now is the time to book it.

And real talk: credit to Air Canada for being transparent and giving travelers a heads-up.

Have you been getting Instagram ads for business class at 50% off? Yeah, me too.

And I’d strongly recommend steering clear of these airfare consolidators.

Some may be legit. But most of the ones I’ve seen (or heard about from readers) are doing shady things to access lower fares.

Some buy miles on the black market. Others violate airline ticketing rules. And most don’t allow you to make voluntary changes later.

For those reasons alone, I always tell readers to be very cautious when these ads pop up.

There’s a way to save 20% or more at restaurants, and it stacks with your credit card rewards.

It’s an app called InKind that gives you 20% back as dining credit whenever you eat at a participating restaurant.

There are 7,000+ restaurants in the network, many of which are popular picks you've likely heard of.

That 20% back stacks with your credit card rewards, and you can use the dining credit toward future meals at any participating restaurant.

To really maximize it, here are two power moves:

From the Tray Table is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where links appear. Not all financial companies or all available offers are included. The opinions expressed are mine alone. Content is not reviewed or endorsed by an entity.